Home Loan Products

Ask about our unique no income cash-out loan today!

Explore a wide array of consumer home loan options tailored to meet your needs. Whether you're a first-time buyer, looking to refinance, or planning to purchase a second home, Peach Mortgage offers a variety of loan products to help you achieve your homeownership goals. Discover how simple and convenient home financing can be with our diverse loan offerings.

Home Loan Products

Cash-Out Refinance

Peach Morgage offers cash-out refinances in 10-, 15-, 20-, 25- and 30-year terms.

Conventional Fixed-Rate

Peach Mortgage offers conventional fixed-rate mortgages in 10-, 15-, 20-, 25- and 30-year terms.

Second-Home Mortgages

These are suitable for lake houses, vacation homes and future retirement homes.

More Home Loan Products

Construction-to-Permanent Loans

A Construction-to-permanent loan converts construction financing into a permanent mortgage upon project completion.

Federal Housing Administration Loans

Also known as FHA loans, we offer these mortgages in 10-, 15-, 20-, 25-, and 30-year terms. We also offer FHA 203k Rehab Loans.

First-Time Primary Residence Homebuyers

These are also known as Home Possible Advantage or Home Remedy mortgages.

Home Refinance

We offer home refinances in 10-, 15-, 20-, 25- and 30-year terms.

Investment/Rental Properties

Investment/rental property loans finance homes intended for rental income or property investment purposes.

Jumbo & Super-Jumbo Mortgages

We offer jumbo and super-jumbo mortgages in 15- and 30-year terms.

Manufactured, Mobile & Modular Home Loans

Within this category, we offer chattel loans and loans for single-, double- and triple-wide mobile homes.

Non-Owner-Occupied Purchases

Non-Owner-Occupied Purchase loans finance properties bought for investment or rental, not personal residence.

Non-Qualified Mortgages

Also known as non-QM loans, these are ideal for self-employed individuals.

REI Down Payment Assistance up to 100% Financing

This is also known as the Home100 program.

Single-Family Homes & Condominiums

Apartments, Townhouses & Duplexes

US Dept of Agriculture Loans

These are also known as USDA, Rural Housing Service or RHS loans.

Up to 4-Unit Multi-Family Homes/Complexes

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