Commercial Loans
Peach Mortgage is a nationally recognized expert of USDA and SBA funds utilization. The revelation of this powerful yet widely unknown lending resource came about when our executive team worked closely with the organizations to fund our own private development projects and existing business acquisitions. Once we recognized the flexibility and advantages of the programs, we had to share them. Now we’re helping clients move forward in a manner previously not possible.
Types of projects we love to lend on
Our typical clients are simply not typical. They are leaders of industry looking for long term lending partnerships to catalyze their endeavors as they impact the local, regional, and often national marketplace. Aspen Credit has the unique experience to ensure the highest probability of funding and most advantageous terms for our client's long term success.
Ground-up construction purchase
Value add/retrofit purchase
Existing business acquisition
Refinance for existing business (no construction elements)
Value add/retrofit for current business
Ground-up construction on owned land
Our privilege is to act on our client’s behalf to ensure the highest probability of funding and the most advantageous terms.
- 80% Loan-to-Cost on all construction projects
- 80% Loan-to-Value on all existing business acquisitions
- 5-Year Fixed, 30 Year Amortization Available
- Projection based underwriting
- Any real estate anchored commercial project, residential and multifamily excluded
- Interest rates prime + .5% - 1.5%