Get cash out of your home
Fast, easy funding
Apply online in just a few minutes and get funded in as little as 5 days! Unlike traditional HELOCs that come with variable interest rates, our HELOC offers fixed rates, giving you the stability you need. Plus, there's no need to wait for an in-person appraisal – you can get the funds you need quickly and easily. Take control of your finances and move forward with your plans today!
100% online application 100% online application
No in-person appraisal needed. Get approved in 5 minutes.
Option to redraw up to 100% Option to redraw up to 100%
Lock in a lower rate with the option to redraw up to 100%.
Funding in as few as 5 days Funding in as few as 5 days
Borrow up to $400,000 with a one-time origination fee.
Online video notary & support Online video notary & support
Easy online notary services with expert support. We've got you covered.
What can I use a home equity line of credit for?
Comparing options
Peach Mortgage HELOCs are helping homeowners save thousands of dollars in interest payments compared to a cash-out refinance.
| HELOC | * Avg Personal Loan | |
|---|---|---|
| Fixed rate | ||
| Redraw | ||
| Application | 100% online, see your rate instantly | Varies by lender |
| Monthly Payments | Lower | Higher |
| APR | Lower | Higher |
| Terms | Up to 30 years | Up to 7 years |
| Amount | Up to $400k | Up to $100k |
| * https://money.usnews.com/loans/personal-loans/articles/personal-loan-vs-home-equity-loan-which-is-better | ||